Renters insurance has long been written by commercial carriers, but multi-unit property owners are increasingly retaining the risk themselves. Giles Hobday, account manager at USA Risk Group, and Matt Baldwin, chief underwriting officer at Swain & Baldwin Insurance, discuss the growing interest in renters insurance captives, the profitability these programmes can generate, and the practical solutions now available to help owners enter the captive market.
Renters Insurance Captive: A growing opportunity for multi-unit owners
By Giles Hobday and Matt Baldwin on Sep 1, 2026, 10:34:44 AM
Independent Captive Manager Q&A With Sigma Actuarial
By Giles Hobday and Scott Stollmeyer on Sep 25, 2025, 11:20:28 AM
This Q&A was originally posted on SIGMA Actuarial Consulting Group's website at the following link: Sigma Actuarial Consultants Blog
How BIG does my business need to be to form my own captive?
By Giles Hobday and Scott Stollmeyer on Sep 9, 2025, 4:30:52 PM
Mark Bakker named Top Forty under 40 for 2025
By USA Risk Group Communications Team on Mar 31, 2025, 11:44:13 AM
Mark Bakker has been named "Top Forty under 40" by Captive International. See more on this interview with Captive International below:
USA Risk Group wins Captive Manager of the Year
By USA Risk Group Communications Team on Mar 18, 2025, 12:40:03 PM
The captive insurance industry is currently experiencing a significant period of growth and innovation, characterised by strong activity across global domiciles, innovative risk management strategies, and the formation of new captives. Despite this vibrancy, industry leaders such as Paul Macey, president of USA Risk Group, stress the importance of maintaining fundamental principles, particularly in client service.
The industry is thriving, Macey says, noting the robust pace of new formations across various domiciles, including increased activity in Europe. However, he cautions against complacency, emphasising the need to focus on core principles.



