USA Risk Group: Independent. Experienced. Client-Focused.

 For more than 40 years, USA Risk Group has been a trusted partner in captive insurance management. From our early beginnings in Vermont to serving clients across the globe, we’ve stayed true to one principle: independence. As one of the few truly independent captive managers, we provide objective advice, flexible solutions, and consistent support — always focused on your needs, not outside agendas. 

Our Independence 

Independence isn’t just a differentiator. It’s the foundation of how we work. Unlike many captive managers who are owned by large brokers, we are:

• Free from conflicts of interest
• Focused solely on captive management and consulting
• Able to deliver objective, transparent advice
• Committed to tailoring solutions that fit each client

This independence gives our clients the freedom to explore the right solutions, without pressure or bias.

What We Stand For

Our values guide every decision and every client relationship:

• Trust – building lasting relationships through honesty and care
• Objectivity – providing independent advice that always puts your needs first
• Flexibility – structuring tailored solutions to adapt to your goals
• Consistency – stable teams with decades of experience in captive management

Our Experienced Team 

Behind USA Risk Group is a team of seasoned professionals with deep expertise in risk management, insurance, and captive operations. Our leadership has been at the forefront of the industry for decades, and our management team brings continuity and personalized service to every client.