Our Story

The need for a captive insurance leader with integrity in the U.S. was evident in the early 1980s when bringing trust and confidence to new alternative risk solutions was vital to its success. This led to the company that would be called USA Risk Group to be formed in 1981 when our founder helped pioneer captive legislation in Vermont, which then became the first successful onshore domicile in the U.S.

We are the independent alternative risk advisor with proven integrity & innovative ideas that's been taking insurance in a new direction since 1981.

With our roots still strong in Vermont, we have continued pioneering the ever-growing captive insurance industry by expanding into multiple domiciles to ensure numerous solutions to the clients we serve. Our experienced team develops practical solutions for unique situations for middle to large market companies in all industries that are looking for additional options for insurance coverage, cost-savings, additional capacity, and more control of premium dollars.


Solving the challenges that each company presents allows us an opportunity to show our clients how to integrate cost-efficiencies to gain more control over their insurance and risk management programs. By remaining independent from broker or insurance company ownership, we can ensure we act as an advocate with unbiased solutions for an organization’s long-term goals.


Putting our Hearts into Your Business

We go beyond business as usual because no one on our team wants to work with nameless, faceless accounts. We get to know the people who made the choice to trust us with solving their business problems because when we know a person’s story and not just an account number, we feel more connected to their success. And that’s why we try harder and go the extra mile. Because there’s nothing like the satisfaction we feel when we put our hearts into helping our clients build something they value. Putting our hearts into your business. It’s what we do.



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